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The Savings Incentive Match Plan (SIMPLE) IRA is a convenient employer retirement plan that allows contributions from both the company and the employee.


SIMPLE IRAs are popular for smaller companies, and feature low start-up and administrative costs.



can acquire alternative assets such as real estate, precious metals, private equity, and more!


Self-Directed IRA Educational Videos

Foundations of Self-Directed IRAs

Start with the basics and explore this retirement account introduction. Learn how retirement plans can participate in a variety of investments, including real estate, precious metals, and more. This presentation is geared toward beginners and those who are just getting started with retirement plans.
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Funding Your SIMPLE IRA

Self-directed SIMPLE IRAs are funded by an account holder making a contribution, an employer making a contribution, and/or the account holder transferring funds from another SIMPLE IRA. The employer chooses to either match up to 3% of each employee's compensation, or contribute 2% for each eligible employee, whether the employee contributes or not.

Employer contributions are deductible as a business expense. Employees are not required to contribute in any given year. Once a SIMPLE IRA has been in existence for 2 years, the account holder is eligible to rollover the SIMPLE IRA into a number of other retirement account types.

What are the Benefits of a SIMPLE IRA for an Employer?

  • Ideal for companies with less than 100 employees.
  • Low start-up and administrative costs.
  • Allows you and your employees to contribute through convenient payroll deductions.
  • May reduce business taxes.
  • Help businesses attract and retain quality employees.
  • Allows flexibility in how much to contribute to the employees' plans, and employees have flexibility when it comes to how much they want to contribute.
  • Employer contributions to SIMPLE IRAs mean that the employee will have more money to invest than just their own contributions.
  • Funds in the account have the same tax advantages of a Traditional IRA.
  • It can be used to invest in a wide variety of assets including real estate, precious metals, public and private stock, notes, and more.

It's Easy to Invest for Retirement with a SIMPLE IRA for an Employee

Step 1 Open a SIMPLE IRA account with New Direction IRA.
Step 2 Put money in that IRA by rolling money over from an old 401(k), transferring from another IRA, and/or making a contribution.
Step 3 Buy real estate, precious metals, private equity, loans, and more!

Learn more about SIMPLE IRA Contribution and SIMPLE IRA Distribution.


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